BANK CD RATES

Bank rate, also referred to as the discount rate, is the rate of interest which a central bank charges on the loans and advances that it extends to commercial banks and other financial intermediaries. Changes in the bank rate are often used by central banks to control the money supply

Various Uses for the Term "Bank Rate"

The term bank rate is most commonly used by bankers to refer to the Federal Discount Rate of interest charged to Federally Chartered Savings Banks. The term bank rate is commonly used by consumers to refer to the current rate of interest given on a savings certificate of Deposit. The term bank rate is most commonly used by consumers who are interested in either obtaining a purchase money mortgage, or a refinance loan, when referring to the current mortgage rate.

Types of bank interest rates

• Bank rate on a Certificate of Deposit "CD".
• Bank Rate on a credit card or other loan
• Bank Rate on an automobile or real estate loan

used to have a close relation with consumers Bank Rate[current rate of interest]. With an increase in Bankers Bank Rate the Consumers Bank Rate also used to increase. With vast changes in Bank Financial Structure and with less dependency on Central Bank for financing customers credit, the control on Bankers Bank Rate has very less impact on Consumers Bank Rate.

Consumer Use of the Current Bank Rate

Consumers will check the current "Bank Rate" by comparing CD rates in the local newspaper or by visiting website's online, in order to determine which will pay the highest Annual Yield on their savings. Consumers will compare mortgage interest rates by visiting mortgage websites that show the various rates of interest of mortgage companies.

Regional Bank Rate

While influenced heavily by the Federal Reserve Interest rate, all bank rates will vary regionally. It pays to compare interest rates on a regional or state wide level.

The best way to compare various rates of interest offered

FOR MORE VISIT--http://www.lendny.com/
http://www.tiscali.co.uk/reference/encyclopaedia/hutchinson/m0007152.html
http://www.mybanktracker.com/
http://www.bankrate.com/
http://www.banx.com/

CD RATES

A certificate of deposit or CD is a time deposit, a financial product commonly offered to consumers by banks, thrift institutions, and credit unions.

CDs are similar to savings accounts in that they are insured and thus virtually risk-free; they are "money in the bank" (CDs are insured by the FDIC for banks or by the NCUA for credit unions). They are different from savings accounts in that the CD has a specific, fixed term (often three months, six months, or one to five years), and, usually, a fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn together with the accrued interest.

In exchange for keeping the money on deposit for the agreed-on term, institutions usually grant higher interest rates than they do on accounts from which money may be withdrawn on demand, although this may not be the case in an inverted yield curve situation. Fixed rates are common, but some institutions offer CDs with various forms of variable rates. For example, in mid-2004, with interest rates expected to rise, many banks and credit unions began to offer CDs with a "bump-up" feature. These allow for a single readjustment of the interest rate, at a time of the consumer's choosing, during the term of the CD. Sometimes, CDs that are indexed to the stock market, the bond market, or other indices are introduced.

A few general guidelines for interest rates are:

• A larger principal should receive a higher interest rate, but may not.
• A longer term may or may not receive a higher interest rate, depending on the current yield curve.
• Smaller institutions tend to offer higher interest rates than larger ones.
• Personal CD accounts generally receive higher interest rates than business CD accounts.
• Banks and credit unions that are not insured by the FDIC or NCUA generally offer higher interest rates.

FOR MORE VISIT--http://www.sec.gov/investor/pubs/certific.htm
http://www.nasaa.org/Investor_Education/Investor_Alerts___Tips/293.cfm

Procredit Group

The Procredit Group consists of 22 fast-growing banks operating in transition economies and developing countries in Eastern Europe, Latin America and Africa. Our core business is the provision of credit and other banking services to very small, small and medium-sized enterprises and lower and middle income savers who have previously had limited access to formal financial services. Our business model is based on a form of socially responsible banking that seeks to be transparent, efficient and profitable on a sustainable basis.

The group is committed to both social and commercial objectives. All 22 institutions are locally registered and most are regulated by the local banking supervisory agency (in Ghana we have a savings and loan company, and in Mexico we are operating as a finance company while our banking licence application is being processed). Our banks are also integrated into a worldwide group in which ideas and experience are exchanged and synergies are exploited. All these institutions adhere to a common, group-wide set of ethical, environmental and professional standards.

These features distinguish the ProCredit group from microfinance NGOs (non-governmental organisations). Lacking commercial criteria, such institutions tend not to be profitable and therefore not sustainable except through continued grants and donations. Their capacity for growth is typically limited, as is their outreach. As a result, they usually remain quite small and localised.

ProCredit banks focus on providing financing for small and especially very small businesses. As of June 30, 2008 and according to our operational statistics, more than 93.5% of our outstanding loans were for amounts of less than €10,000, and over 50% were for amounts of less than €1,000. The reason for this emphasis is that small enterprises and family-run businesses are the most effective means of combating marginalisation and poverty in the difficult economic environments in which they operate. It is widely recognised that such enterprises are the engines of economic growth and provide much of the formal and informal employment in our countries of operation.

The core business of small business finance offers a platform for the provision of numerous other financial services, the most important of which is deposit facilities. As of June 30, 2008, our deposit liabilities were equivalent to 86% of our gross loan portfolio. Domestic and international payments, card services, small home improvement loans, and e-banking are other services that have generated strong demand from our clients, and in turn prompted us to offer a wider range of services and to achieve a broader outreach.

ProCredit banks view their mission as creating financial institutions for "ordinary people," similar to the historic role played in Germany by the savings banks (Sparkassen) and co-operative banks (Volksbanken). We refrain from issuing large-scale loans, promoting consumer lending, and from engaging in speculative activities. By maintaining simple, highly transparent and sustainable operations, we seek to build trust among ordinary people, creating confidence in institutions and in the local banking sector. ProCredit banks are typically seen as friendly and professional trendsetters in transparent and prudent banking.

The ProCredit group is led by ProCredit Holding AG, a holding company based in Frankfurt am Main, Germany. Founded in 1998 as "Internationale Micro Investitionen AG", ProCredit Holding is the majority shareholder in the group of 22 banks. Its purpose is to provide strategic guidance and management for these banks, which are growing rapidly. Its role includes support for refinancing, human resources, management information systems (MIS), auditing, controlling, marketing, retail operations, risk management, staff training, and the core business of lending.

Above all, ProCredit Holding invests in the training and professional development of the staff of the ProCredit group, since the sustained success of our banks depends on the quality of their employees. Intensive training takes place locally in the individual banks, regionally at our three regional academies, and centrally at our ProCredit Academy in Germany. The ProCredit Academy provides a high quality three-year part-time training programme for high-potential managers from all 22 banks around the world.

Student loans in the United Kingdom

British undergraduate and PGCE students can apply for a student loan through their local education authority (LEA) in England and Wales, the Student Awards Agency for Scotland (SAAS), or their local education and library board in Northern Ireland. The LEA, SAAS, or education and library board then assesses the application and determines the amount that the student is eligible to borrow, as well as how much tuition fees, if any, the students' parents must pay. The family's income; whether the student will be living at home, away from home, or in London; disabilities; and other factors are taken into account. 75% of the full loan (around £3,000) is available to all students in England and Wales, with only the final 25% being means-tested (taking the total available up to just over £4,600 for those studying outside London and £6,475 for those living away from the family home and studying in London). Scotland has a slightly different assessment method where more of the loan is means-tested with a minimum loan of only £840. However much you get, it is paid in three instalments during each year of the student's course (one per term). Special rules apply for some courses and for part-time courses.

VISIT FOR MORE--http://www.direct.gov.uk/studentfinance
http://www.slc.co.uk/

Tokyo Star Bank

The Tokyo Star Bank, Ltd. (株式会社東京スター銀行, Kabushiki-gaisha Tokyo Star Ginkō^?) is a Japanese bank established on June 11, 2001 out of the reorganization of then bankrupt Tokyo Sowa Bank (founded on 1949 as Tokyo Shokusan Mujin - Mutual Loan company) by Lone Star Funds.

Tokyo Sowa Bank was a little local bank in Tokyo, but the new Tokyo Star Bank is now a widely-known bank in Japan with its unique operations and depositors living all over Japan.

Its most known financial product is the "MasterCard Debit Card". No such product existed in Japan, until this card went into distribution. Many customers who dislike credit cards have taken to this new product.

VISIT -http://www.tokyostarbank.co.jp/profile/en/

Access Group

Access Group is a nonprofit student loan provider that specializes in graduate and professional student loans. The company provides federally-guaranteed Federal Stafford, PLUS and Consolidation loans through the Federal Family Education Loan Program, as well as private education loans for graduate and professional students. Access Group also provides debt management materialsand presentations to students and schools across the United States.

In order to make law school financing more accessible, the “Law Assured Access Program” began in 1983, under the direction of the Law School Admission Council. This program offered two federally-guaranteed education loans to students attending ABA-approved law schools. In following years, a private loan program, the Law Access Loan, was created to supplement the federal loans. These programs were incorporated in 1993 as a separate nonprofit organization: Law Access, Inc.

Law Access, Inc. eventually expanded its loan program to provide federal and private student loans not only to law students, but also to business, medical, dental, health and other graduate students. To reflect this growth of programs and services, Law Access, Inc. began doing business as The Access Group, and in 1997, officially changed its name to Access Group, Inc.

Over the years, Access Group has established a history of industry innovations, such as offering the first private Bar Examination Loan to help cover the expenses of students studying for and taking the Bar Examination, creating the first over-the-phone application in student lending, and offering the first fully interactive graduate student loan application on the Web.

StudentLoanJustice.org

StudentLoanJustice.org is a U.S. organization founded in 2005 by Alan Collinge with the goal of reforming predatory lending practices in the American student loan industry.StudentLoanJustice.org has several thousand members.

The website contains information about the student loan industry, including the 1997 Higher Education Act, which it says allowed private lending agencies to impose what it describes as "draconian" punitive measures upon borrowers. It also publishes stories from graduates who have had difficulty with student loan companies.

In 2006, StudentLoanJustice also formed a Political Action Committee of the same name.

StudentLoanJustice.org has been covered by a number of newspapers and television shows, including the The New York Times, Fox Television, and CBS News

FOR MORE VISIT--http://seattletimes.nwsource.com/html/localnews/2008231488_loandaytwo06m.html
http://studentloanjustice.org/problem.htm

Cash flow loan

Cash flow loan is a sort of debt financing, in which a bank lends funds against cash flows that a borrowing company generates. To secure repayment, the bank covenants a borrower on such levels and ratios as enterprise value, EBITDA, total interest coverage ratio, Total debt/EBITDA, and so on. In contrast, an asset-based loan is lent against company's assets. Senior stretch loan is the mix of the two.

Cash flow loans are usually senior term loans or subordinated debt, being used for funding growth or financing an acquisition.

Senior stretch loan

A senior stretch loan, or overadvance loan, is a hybrid debt instrument consisting of both asset-based loan and cash flow loan. Such loans are suitable for two types of companies:

• Companies that have substantial asset base but don't have stable or predictable cash flows. For example, troubled or turnaround companies. Cash flow loans would be much smaller and more expensive for these companies.
• Companies with healthy cash flows but lower assets. In this case, a pure asset-based loan would be insufficient.

For both types, the senior stretch debt structure takes advantage of the combination of the company's assets and cash flow to make significantly more debt available than would have been otherwise.

VISIT FOR MORE- http://corp.bankofamerica.com/public/public.portal?_pd_page_label=products/abf/capeyes/archive_index&dcCapEyes=indCE&id=29#

http://www.answers.com/topic/senior-stretch-loan?cat=biz-fin

Second lien loan

Second Lien Loan (or last-out participation) is a form of loan with a security interest in the assets of a company that are second in ranking behind a traditional senior credit facility. A lien is a form of security interest granted over an item of property to secure the payment of a debt.

The second lien lender will typically be required to agree contractually (through an intercreditor agreement or other contract) to subordinate its claims on the assets to the first lien secured lenders.

The vast majority of all second lien loans are senior secured obligations of the borrower. Second lien loans differ from both unsecured debt and subordinated debt.

VISIT-http://www.cfo.com/article.cfm/3886708?f=home_featured

Hard money loan

A hard money loan is a specific type of asset-based loan financing in which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued at much higher interest rates than conventional commercial or residential property loans and are almost never issued by a commercial bank or other deposit institution. Hard money is similar to a bridge loan which usually has similar criteria for lending as well as cost to the borrowers. The primary difference is that a bridge loan often refers to a commercial property or investment property that may be in transition and does not yet qualify for traditional financing, whereas hard money often refers to not only an asset-based loan with a high interest rate, but possibly a distressed financial situation, such as arrears on the existing mortgage, or where bankruptcy and foreclosure proceedings are occurring.

Many hard money mortgages are made by private investors, generally in their local areas. Usually the credit score of the borrower is not important, as the loan is secured by the value of the collateral property. Typically, the maximum loan to value ratio is 65-70%. That is, if the property is worth $100,000, the lender would advance $65,000-70,000 against it. This low LTV provides added security for the lender, in case the borrower does not pay and they have to foreclose on the property.

Asset-backed security

In finance, an asset-backed security is a type of debt security that is based on pools of assets, or collateralized by the cash flows from a specified pool of underlying assets. Assets are pooled to make otherwise minor and uneconomical investments worthwhile, while also reducing risk by diversifying the underlying assets. Securitization makes these assets available for investment to a broader set of investors. These asset pools can be made of any type of receivable from the common, like credit card payments, auto loans, and mortgages, to esoteric cash flows such as aircraft leases, royalty payments and movie revenues. Typically, the securitized assets might be highly illiquid and private in nature.

In some cases it can be used as credit enhancement by creating a security that has a higher rating than the issuing company which monetizes its assets. This allows it to pay a lower rate of interest than would be possible via a secured bank loan or debt issuance.

With the onset of the credit crisis of 2007-2008, it is now understood that asset backed securities are extremely high risk for investors. The fundamental issue is that the structure of the security permits loan originators to collect fees from originating loans without regard to the creditworthiness of the borrower, since they retain no liability for bad loans. This feature of asset backed securities was directly responsible for the credit bubble of the mid-2000s as well as the credit crisis and the financial and economic crisis of 2007-2008.

Asset-based lending

In the simplest meaning, asset-based lending is any kind of lending secured by an asset. This means, if the loan is not repaid, the asset is taken. In this sense, a mortgage is an example of an asset-backed loan. More commonly however, the phrase is used to describe lending to business and large corporations using assets not normally used in other loans. Typically, these loans are tied to inventory, accounts receivable, machinery and equipment, but they can also include exotic things like the value of pharmacy script files, a trademark, or whole assets of intellectual property. For example, Midway Games took out a line of credit secured by its Mortal Kombat franchise; if it fails to repay, the bank then owns the Mortal Kombat franchise and can sell the rights to it.

This type of lending is usually done when the normal routes of raising funds, such as the capital markets (selling bonds to investors) or normal unsecured or mortgage secured bank lending is not possible. This is usually because the company is in dire financial status. Thus, asset based lending can be compared to subprime lending. It is usually accompanied by high interest rates, and can be very lucrative for the parent company. For example, the bank Wells Fargo made more money from asset-based lending business then it did the rest of its corporate business (both lending and fee based services).

In fact, many financial services CEOs argue that normal lending to corporations can no longer be profitable in and of itself, because the interest rates involved are too low. This is because for most of the second half of the twentieth century, it has been possible for corporations to not borrow from banks but instead borrow from individual investors in the form of bonds. Thus, competition has made rates so low that many feel they do not adequately reflect the risk (see: risk-based pricing). Most financial services companies now only lend as part of a package of services, or do asset based lending or other more lucrative businesses.

The sub-prime segment has provided a more recent exception to the challenges in deriving higher interest rate. Companies like Equirex in Canada take greater risks with business that cannot secure financing from banks.

Asset-based lenders are known for taking out tombstone ads in much the same way as investment banks.

VISIT-http://www.abfjournal.com/

https://www.cfa.com/eweb/

Asset-based loan

An asset-based loan is a loan, often for a short term, secured by a company's assets. Real estate, A/R, inventory, and equipment are typical assets used to back the loan. The loan may be backed by a single category of assets or some combination of assets, for instance, a combination of A/R and equipment.

Loans4

Loans4 is a national UK loan and finance company providing home owner loans.



VISIT--http://wck2.companieshouse.gov.uk/51467d827b928f2fb45922dd3ddcb776/wcframe?name=accessCompanyInfo
http://www.fsa.gov.uk/register/firmBasicDetails.do?sid=165677

Tennessee Department of Financial Institutions

The Tennessee Department of Financial Institutions is a Cabinet-level agency within Tennessee state government, currently led by Greg Gonzales, Commissioner of Financial Institutions. The Department is responsible for regulating Tennessee's banking system, including state-chartered banks and credit unions, and handling consumer complaints involving state regulated financial institutions. The Department is divided into the Administrative/Legal Division, Bank Division, Compliance Division, Consumer Resources Division, and the Credit Union Division - each of which is led by an Assistant Commissioner.

The Banking Department, created in 1913, was headed by the Superintendent of Banks when it was first established, ten years later credit unions were added to its responsibilities. Over the next eighty-five years, the Department made a final name change and increased regulatory responsibilities to cover trust companies, licensed business and industrial development corporations (BIDCOs), industrial loan and thrift offices, insurance premium finance companies, mortgage companies, check cashers, deferred presentment services companies, money transmitters, and title loan companies.

SEE FOR MORE--http://www.tennessee.gov/tdfi/index.html

Banking in the United States

Banking in the United States has occurred under a series of laws passed by the federal and state governments of the United States of America.

The US banking sector's short-term liabilities as of October 11, 2008 are 15% of the GDP of the United States or 43% of its national debt, and the average bank leverage ratio (assets divided by net worth) is 12 to 1.

Bank regulation in the United States is highly fragmented compared to other G10 countries where most countries have only one bank regulator. In the U.S., banking is regulated at both the federal and state level. Depending on a banking organization's charter-type and organizational structure, it may be subject to numerous federal and state banking regulators. Unlike Japan and the United Kingdom, where regulatory authority over the banking, securities and insurance industries is combined into one single financial services agency, the U.S. maintains separate securities, commodities, and insurance regulatory agencies (which are separate from the bank regulatory agencies) at the federal and state level as well

Banking in Switzerland

Banking in Switzerland is characterized by stability, privacy and protection of clients' assets and information. The country's tradition of bank secrecy, which dates to the Middle Ages, was first codified in a 1934 law. All banks in Switzerland are regulated by the Federal Banking Commission (FBC), which derives its authority from a series of federal statutes. As of 11 October 2008, the banking industry in Switzerland has an average leverage ratio (assets/networth) of 29 to 1, while the industry's short-term liabilities are equal to 260% of the Swiss GDP or 1,273% of the Swiss national debt.

FOR MORE VISIT--http://www.swconsult.ch/cgi-bin/banklist.pl
http://www.postfinance.ch/

Banking in Russia

There are significant regulations for banking in Russia. Banks in the Russian Federation should meet mandatory Russian legislation requirements, and comply with numerous Bank of Russia instructions and regulations.

This is a list of banks in Russia.

№ Reg. No Bank name

1. 2306 ABSOLYuT BANK
2. 2879 AVANGARD
3. 23 AVTOVAZBANK
4. 1455 AVTOGRADBANK
5. 1973 AVTOKREDITBANK
6. 2668 AVTOMOBIL'NYI BANKIRSKII DOM
7. 514 AGROIMPUL'S
8. 1946 AGROINKOMBANK
9. 766 AGROKREDBANK
10. 2860 AGROROS
11. 625 AGRORYBPROMBANK
12. 1459 AGROSOYuZ
13. 119 AGROHIMBANK
14. 2232 ADAM INTERNEShNL
15. 3054 ADMIRALTEISKII
16. 841 ADYGEYa
17. 3050 AZhKB
18. 3154 AZIMUT
19. 3303 AZIYa-INVEST BANK
20. 3329 AISIAISIAI BANK EVRAZIYa
21. 2590 AK BARS
22. 2587 AKIBANK
23. 3027 AKROPOL'
24. 680 AKSONBANK
25. 2529 AKTIV BANK
26. 927 AKTsIYa
27. 854 ALDANZOLOTOBANK
28. 53 ALEKSANDROVSKII
29. 943 ALEKSKOMBANK
30. 2384 ALEMAR
31. 2119 ALEF-BANK
32. 2491 ALZhAN
33. 2602 ALMAZERGIENBANK
34. 2388 ALTAIBIZNES-BANK
35. 2471 ALTAIZhILINVEST
36. 2659 ALTAIKAPITALBANK
37. 1975 ALTAIENERGOBANK
38. 2269 AL'TA-BANK
39. 1326 AL'FA-BANK
40. 991 AL'FA-BANK-BAShKORTOSTAN
41. 2270 AMI-BANK
42. 1810 AMURPROMSTROIBANK
43. 570 ANDZhIBANK
44. 3115 ANTALBANK
45. 734 ANTARES
46. 2618 APR-BANK
47. 2926 ARVESTA
48. 2073 ARDANAKS BANK
49. 2914 ARESBANK
50. 1281 ARZAMAS
51. 795 ARChEKAS
52. 608 ASPEKT
53. 732 ASSOTsIATsIYa
54. 118 ASTRAHAN'PROMBANK
55. 3450 ATTAShEBANK
56. 1943 AShKADAR
57. 1567 BADR-FORTE BANK
58. 2632 BAIKALBANK
59. 1067 BAIKALROSBANK
60. 444 BALAKOVO-BANK
61. 128 BALTIISKII BANK
62. 967 BALTIKA
63. 3176 BALTINVESTBANK
64. 2039 BALTKREDOBANK
65. 2545 BALTSOTsKOMBANK
66. 2273 BANK BFT
67. 3138 BANK ZhILISchNOGO FINANSIROVANIYa
68. 3255 BANK ZENIT
69. 2102 BANK INVESTITsII I KREDITOVANIYa
70. 2309 BANK KITAYa (ELOS)
71. 2748 BANK MOSKVY
72. 3390 BANK NATEKSIS
73. 3269 BANK ORENBURG
74. 3334 BANK HAKASII
75. 2227 BANK24.RU
76. 2188 BARENTsBANK
77. 1868 BASTION
78. 2189 BAShINVEST
79. 1398 BAShKOMSNABBANK
80. 1006 BAShPROMBANK
81. 2436 BAShEKONOMBANK
82. 3167 BVT
83. 650 BEZhITsA-BANK
84. 760 BELGORODSOTsBANK
85. 1704 BELON
86. 2883 BIZNES-SERVIS-TRAST
87. 2562 BIN
88. 1436 BI-SI-DI-BANK
89. 2684 BKF
90. 3407 BNP PARIBA
91. 1277 BOGORODSKII
92. 85 BOL'ShOI KAMEN' BANK
93. 1303 BORSKII KOMMERChESKII BANK
94. 1677 BPF
95. 1144 BRATSKII ANKB
96. 1282 BUZULUKBANK
97. 1137 BUM-BANK
98. 1002 BUMERANG
99. 3036 BURG KAPITAL BANK
100. 2299 VEK
101. 2844 VEKOMBANK
102. 1244 VELGA
103. 524 VENETs
104. 2374 VERBANK
105. 1084 VERHNEVOLZhSKII
106. 3033 VERHNE-VOLZhSKII NEFTEBANK
107. 1222 VERHNELENSKII
108. 2726 VESTERN YuNION DP VOSTOK
109. 2 VIKING
110. 1421 VIP-BANK
111. 1027 VKABANK
112. 903 VLADBIZNESBANK
113. 870 VLADIMIRSKII PROMYShLENNYI BANK
114. 1000 VNEShTORGBANK
115. 1623 VNEShTORGBANK ROZNIChNYE USLUGI
116. 1439 VOZROZhDENIE
117. 312 VOKBANK
118. 1153 VOLGA-KREDIT
119. 2612 VOLGO-DON BANK
120. 3141 VOLGOINVESTBANK
121. 282 VOLGO-KAMSKII BANK
122. 701 VOLGOPROMBANK
123. 2428 VOLZhSKII SOTsIAL'NYI BANK
124. 3089 VOLZhSKII UNIVERSAL'NYI BANK
125. 992 VOLOGDABANK
126. 1896 VOLOGZhANIN
127. 2644 VORKUTA
128. 654 VORONEZh
129. 562 VORONEZhPROMBANK
130. 1342 VOSTOKBIZNESBANK
131. 2253 VOSTOChNO-EVROPEISKII TRASTOVYI BANK
132. 2731 VOSTSIBTRANSKOMBANK
133. 3287 VSEROSSIISKII BANK RAZVITIYa REGIONOV
134. 1557 VUZ-BANK
135. 720 VYBORG-BANK
136. 2796 VYaTICh
137. 902 VYaTKA-BANK
138. 606 GAGARINSKII KOMMERChESKII BANK
139. 2316 GAZBANK
140. 3223 GAZNEFT'BANK
141. 354 GAZPROMBANK
142. 2919 GAZSTROIBANK
143. 3252 GAZENERGOBANK
144. 3284 GAZENERGOPROMBANK
145. 3090 GALABANK
146. 978 GALIChKOMBANK
147. 3275 GARANTI BANK-MOSKVA
148. 2576 GARANT-INVEST
149. 790 GELENDZhIK-BANK
150. 2438 GLOBUS
151. 3392 GORODSKOI KLIENTSKII
152. 3053 GRAND INVEST BANK
153. 1125 GRANKOMBANK
154. 1184 GRINKOMBANK
155. 1928 GRIS-BANK
156. 2862 DAGBIZNESBANK
157. 543 DAGESTAN
158. 347 DAGESTANNOVATsIYa
159. 2676 DAGPROMSTROIBANK
160. 3286 DAGENERGOBANK
161. 1948 DALENA
162. 84 DAL'KOMBANK
163. 719 DAL'NEVOSTOChNOE OVK
164. 843 DAL'NEVOSTOChNYI BANK
165. 658 DAL'NEVOSTOChNYI REGIONAL'NYI BANK
166. 199 DVIZhENIE
167. 1972 DEVON-KREDIT
168. 3330 DENIZBANK BANK MOSKVA
169. 3229 DEPO-BANK
170. 2738 DERZhAVA
171. 783 DZEMGI
172. 1113 DZERZhINSKII
173. 3328 DOIChE BANK
174. 857 DOLINSK
175. 3209 DOM-BANK
176. 3120 DONAKTIVBANK
177. 1617 DONINVEST
178. 492 DONKOMBANK
179. 2984 DONSKOI INVESTITsIONNYI BANK
180. 2126 DONSKOI NARODNYI BANK
181. 1818 DON-TEKSBANK
182. 2285 DONHLEBBANK
183. 269 DOROZhNIK
184. 1214 DRAGOTsENNOSTI URALA
185. 1765 EATP BANK
186. 1676 EVRAZBANK
187. 2839 EVRAZIYa-TsENTR
188. 1781 EVROAL'YaNS
189. 1777 EVROKOMMERTs
190. 2902 EVROMET
191. 1616 EVROPEISKII
192. 3148 EVROPEISKII RASChETNYI BANK
193. 3200 EVROPEISKII STANDART
194. 1869 EVROSITIBANK
195. 3411 EVROSOYuZ
196. 2968 EVROTRAST
197. 2402 EVROFINANS MOSNARBANK
198. 3187 EDINSTVENNYI
199. 3161 EKATERINBURG
200. 2167 EKATERININSKII
201. 474 ENISEI
202. 2645 ENISEISKII OB'EDINENNYI BANK
203. 99 ZhELDORBANK
204. 1139 ZhELEZNOVODSK
205. 1640 ZAMOSKVORETsKII
206. 817 ZARECh'E
207. 1239 ZELENOKUMSKII
208. 2900 ZEMSKII BANK
209. 3278 ZENIT BIZNES BANK
210. 2337 ZERNOBANK
211. 2559 ZIRAAT BANK (MOSKVA)
212. 568 ZLATKOMBANK
213. 2552 ZOLOTO-PLATINA BANK
214. 1514 IBRR-BANK
215. 1763 IVANOVO
216. 1949 IVANOVSKII OBLASTNOI BANK
217. 646 IZhKOMBANK
218. 1745 IZhLADABANK
219. 2407 IZBERBASh
220. 2098 IMBANK
221. 2291 IMPEKSBANK
222. 3191 INBANKPRODUKT
223. 107 INVESTBANK
224. 3339 INVESTITsIONNYI BANK KUBANI
225. 2534 INVESTITsIONNYI GORODSKOI BANK
226. 3046 INVESTITsIONNYI PROMENERGOBANK
227. 2377 INVESTKAPITALBANK
228. 2766 INVESTSBERBANK
229. 2495 ING BANK (EVRAZIYa)
230. 2685 INKASBANK
231. 3405 INKREDBANK
232. 2743 INSTROIBANK
233. 2853 INTEGRAL
234. 3047 INTERKREDIT
235. 2609 INTERNATsIONAL'NYI TORGOVYI BANK
236. 3266 INTERPROMBANK
237. 2688 INFORMBIZNESBANK
238. 2166 INFORMPROGRESS
239. 3026 IPOZEMBANK
240. 3084 IRDAGBANK
241. 1724 IRONBANK
242. 3175 IS BANK
243. 520 ISTOK
244. 3063 IT-BANK
245. 2390 ITURUP
246. 2872 IFKO-BANK
247. 2802 IOShKAR-OLA
248. 1618 KAVKAZ-GELIOS
249. 1614 KAVKAZPROMSTROIBANK
250. 481 KAVKAZSKII KOMSEL'HOZBANK
251. 2888 KAZANSKII
252. 1151 KALUGA
253. 803 KAMABANK
254. 438 KAMSKII KOMMERChESKII BANK
255. 2966 KAMChATKA
256. 545 KAMChATKOMAGROPROMBANK
257. 1194 KAMChATPROMBANK
258. 1340 KAMChATRYBBANK
259. 860 KANSKII
260. 575 KAPITAL
261. 2625 KAPITAL KREDIT
262. 2547 KAPITALBANK
263. 2789 KAPITAL-MOSKVA
264. 2070 KARA-ALTYN
265. 639 KARABUDAHKENTSKII
266. 776 KAURI
267. 914 KBTs
268. 2055 KVOTA-BANK
269. 1574 KEDR
270. 96 KEMSOTsINBANK
271. 842 KETOVSKII KOMMERChESKII BANK
272. 2843 KIP-BANK
273. 1911 KIT FINANS INVESTITsIONNYI BANK
274. 3208 KITEZh
275. 2990 KLASSIK BANK
276. 2324 KLIENTSKII
277. 2216 KMB-BANK
278. 65 KOL'TsO URALA
279. 1293 KOMNEIVABANK
280. 122 KONVERSBANK
281. 2797 KONVERSBANK-MOSKVA
282. 2228 KONSTANS-BANK
283. 3184 KONTINENTAL'
284. 937 KONTO
285. 2148 KOR
286. 2245 KOSMOS
287. 1115 KOSTROMASEL'KOMBANK
288. 665 KOShEHABL'BANK
289. 3360 KRAIINVESTBANK
290. 2373 KRAINII SEVER
291. 2271 KRANBANK
292. 1569 KRASBANK
293. 1087 KRASKOMBANK
294. 2840 KRASNOYaRSKII SOTsIAL'NYI KOMMERChESKII BANK
295. 2584 KREDIT URAL BANK
296. 1197 KREDITINVEST
297. 5 KREDIT-MOSKVA
298. 2880 KREDITNYI AGROPROMBANK
299. 2891 KREDITSOYuZKOMBANK
300. 793 KREDO FINANS
301. 1165 KREDPROMBANK
302. 2905 KREMLEVSKII
303. 2607 KROSNA-BANK
304. 456 KRYLOVSKII
305. 1752 KS-BANK
306. 2898 KUBANSKII UNIVERSAL'NYI BANK
307. 98 KUBAN'
308. 2518 KUBAN' KREDIT
309. 430 KUBAN'BANK
310. 478 KUBAN'TORGBANK
311. 2868 KUZBASSHIMBANK
312. 1158 KUZNETsKBIZNESBANK
313. 609 KUZNETsKII
314. 2254 KUZNETsKII MOST
315. 2568 KURGAN
316. 1218 KURGANPROMBANK
317. 735 KURSKPROMBANK
318. 2249 LAKMA
319. 1920 LANTA-BANK
320. 1343 LEVOBEREZhNYI
321. 2794 LEPTABANK
322. 1598 LESBANK
323. 1835 LESPROMBANK
324. 1605 LEFKO-BANK
325. 1242 LIPETsKKOMBANK
326. 2707 LOKO-BANK
327. 1134 MAIINSKII
328. 1136 MAIKOPBANK
329. 1037 MAIMA
330. 1673 MAISKII
331. 1088 MAK-BANK
332. 1859 MASS MEDIA BANK
333. 2176 MASTER-BANK
334. 2866 MAHAChKALINSKII GORODSKOI BANK
335. 3395 MBA-MOSKVA
336. 2620 MBR-BANK
337. 3039 MBTS-BANK
338. 1717 MBHHS
339. 2361 MDM-BANK
340. 2223 MDM-BANK-URAL
341. 3265 MEGAPOLIS
342. 2908 MEDPROMINVESTBANK
343. 3280 MEZhBIZNESBANK
344. 1987 MEZhDUNARODNYI AKTsIONERNYI BANK
345. 2704 MEZhDUNARODNYI BANK RAZVITIYa
346. 197 MEZhDUNARODNYI BANK SANKT-PETERBURGA
347. 1 MEZhDUNARODNYI MOSKOVSKII BANK
348. 2056 MEZhDUNARODNYI PROMYShLENNYI BANK
349. 3108 MEZhDUNARODNYI SOTsIAL'NYI BANK
350. 3163 MEZhDUNARODNYI FONDOVYI BANK
351. 3133 MEZhPROMBANK
352. 3171 MEZhREGIONAL'NYI POChTOVYI BANK
353. 2956 MEZhTOPENERGOBANK
354. 3093 MEZhTORGBANK
355. 901 METALLURGIChESKII KOMMERChESKII BANK
356. 2443 METKOMBANK
357. 2003 METRAKOMBANK
358. 2548 METROBANK
359. 1639 METROPOL'
360. 419 MEChEL-BANK
361. 2788 MIB
362. 2742 MI-BANK
363. 3086 MIGROS
364. 3195 MIKO-BANK
365. 3423 MILLENNIUM BANK
366. 2244 MIRAF-BANK
367. 2961 MIHAILOVSKII PZhSB
368. 2065 MKB IM. S. ZhIVAGO
369. 532 MOBILBANK
370. 1276 MONChEBANK
371. 752 MORDOVPROMSTROIBANK
372. 469 MOROZOVSKKOMAGROBANK
373. 77 MORSKOI BANK
374. 899 MORSKOI KOMMERChESKII BANK
375. 2758 MORSKOI TORGOVO-PROMYShLENNYI BANK
376. 3247 MOSKVA-SITI
377. 2268 MOSKOVSKII BANK REKONSTRUKTsII I RAZVITIYa
378. 912 MOSKOVSKII INDUSTRIAL'NYI BANK
379. 3044 MOSKOVSKII KAPITAL
380. 1978 MOSKOVSKII KREDITNYI BANK
381. 1411 MOSKOVSKII NEFTEHIMIChESKII BANK
382. 1751 MOSKOVSKII OBLASTNOI BANK
383. 2827 MOSKOMPRIVATBANK
384. 948 MOSSTROIEKONOMBANK
385. 2258 MOSTRANSBANK
386. 2468 MOSURALBANK
387. 2722 MSKB
388. 1052 MTI-BANK
389. 2103 MUNITsIPAL'NYI KAMChATPROFITBANK
390. 1731 MUNITsIPAL'NYI KOMMERChESKII BANK
391. 3356 MFT-BANK
392. 2469 NAVIGATOR
393. 2425 NADEZhNOST'
394. 3385 NAITOV
395. 695 NAL'ChIK
396. 1902 NARATBANK
397. 2873 NARODNYI ZEMEL'NO-PROMYShLENNYI BANK
398. 2795 NATsBIZNESBANK
399. 1414 NATsIONAL'NYI BANK RAZVITIYa
400. 3077 NATsIONAL'NYI INVESTITsIONNO-PROMYShLENNYI
401. 2755 NATsIONAL'NYI KOSMIChESKII BANK
402. 2170 NATsIONAL'NYI REZERVNYI BANK
403. 3087 NATsIONAL'NYI TORGOVYI BANK
404. 3296 NASh DOM
405. 1966 NBD-BANK
406. 970 NEREHTAKOMBANK
407. 825 NERYuNGRIBANK
408. 1423 NEFTYaNOI
409. 2859 NEFTYaNOI AL'YaNS
410. 1851 NIZhEGORODPROMSTROIBANK
411. 931 NIZhNEVOLZhSKII KOMMERChESKII BANK
412. 926 NIZhNII NOVGOROD
413. 702 NIKO-BANK
414. 2800 NOVA BANK
415. 840 NOVATsIYa
416. 2546 NOVIKOMBANK
417. 1352 NOVOBANK
418. 1747 NOVOKIB
419. 576 NOVOKUBANSKII
420. 2865 NOVOKUZNETsKII MUNITsIPAL'NYI BANK
421. 467 NOVOPOKROVSKII
422. 410 NOVOSIBIRSKVNEShTORGBANK
423. 2786 NOVOSIBIRSKII MUNITsIPAL'NYI BANK
424. 2932 NOVYI MOSKOVSKII BANK
425. 3202 NOKSSBANK
426. 2209 NOMOS-BANK
427. 2650 NOOSFERA
428. 1738 NOSTA-BANK
429. 2274 NOYaBR'SKNEFTEKOMBANK
430. 3359 NR BANK
431. 3124 NS BANK
432. 1671 NEKLIS-BANK
433. 671 OBEREG
434. 3185 OBIBANK
435. 3345 OB'EDINENNYI BANK RAZVITIYa
436. 1016 OB'EDINENNYI BANK RESPUBLIKI
437. 2611 OB'EDINENNYI KAPITAL
438. 3406 OB'EDINENNYI KREDITNYI AL'YaNS
439. 2074 OB'EDINENNYI NATsIONAL'NYI BANK
440. 2328 OGNI MOSKVY
441. 1118 OKSKII
442. 2972 OLD-BANK
443. 1189 OMSK-BANK
444. 1693 OMSKII PROMSTROIBANK
445. 2484 ONEGO
446. 3312 ORGBANK
447. 3016 ORGRESBANK
448. 938 ORION
449. 2921 ORLOVSKII SOTsIAL'NYI BANK
450. 696 ORSKINDUSTRIYaBANK
451. 1143 OHABANK
452. 3375 OHOTNYI RYaD
453. 1860 PARITET
454. 1992 PARTNERBANK
455. 605 PERVOE OBSchESTVO VZAIMNOGO KREDITA
456. 652 PERVOMAISKII
457. 518 PERVOMAISKII
458. 965 PERVOURAL'SKBANK
459. 3271 PERVYI DORTRANSBANK
460. 3201 PERVYI KAPITAL
461. 1730 PERVYI RESPUBLIKANSKII BANK
462. 3291 PERVYI ChEShSKO-ROSSIISKII BANK
463. 2110 PERESVET
464. 784 PERMINVESTBANK
465. 875 PERM'
466. 2551 PETERBURGSKII SOTsIAL'NYI KOM. BANK
467. 3227 PETRO-AERO-BANK
468. 1776 PETROKOMMERTs
469. 1782 PIKO-BANK
470. 3166 PLATEZhNYI TsENTR
471. 2347 PLATINA
472. 2071 PLATO-BANK
473. 634 POVOLZhSKII
474. 2967 POVOLZhSKII NEMETsKII BANK
475. 2870 POVOLZhSKOE OVK
476. 1043 PODOL'SKPROMKOMBANK
477. 1019 POTENTsIAL
478. 1788 POChTOBANK
479. 779 PREDGOR'E
480. 2649 PREODOLENIE
481. 1141 PRIVOLZhSKOE OVK
482. 844 PRIKAM'E
483. 2733 PRIMSOTsBANK
484. 212 PRIO-VNEShTORGBANK
485. 3135 PRIORITET
486. 507 PRIPOLYaRNYI
487. 2537 PRISKO KAPITAL BANK
488. 1203 PRIUPSKBANK
489. 2412 PROBIZNESBANK
490. 2433 PROMINVESTBANK
491. 2123 PROMREGIONBANK
492. 3251 PROMSVYaZ'BANK
493. 1659 PROMSERVISBANK
494. 1961 PROMTORGBANK
495. 2638 PROMTRANSBANK
496. 624 PROMFINSERVISBANK
497. 439 PROMYShLENNO-STROITEL'NYI BANK
498. 3307 PROMYShLENNOST' I FINANSY
499. 2410 PROMYShLENNO-FINANSOVOE SOTRUDNIChESTVO
500. 1792 PROMEK-BANK
501. 2728 PROMENERGOBANK
502. 235 PROFBANK
503. 874 PROHLADNYI
504. 594 PSKOVBANK
505. 589 PYaTIGORSK
506. 1675 RADIAN
507. 1166 RADIOTEHBANK
508. 3292 RAIFFAIZENBANK AVSTRIYa
509. 3322 RASChETNAYa PALATA URVB
510. 103 RASChETNO-KREDITNYI BANK
511. 2174 RATIBOR-BANK
512. 3413 RBA
513. 539 REGIOBANK
514. 233 REGION
515. 2782 REGIONAL'NYI BANK RAZVITIYa
516. 836 REGIONAL'NYI KOMMERChESKII BANK
517. 1927 REGIONAL'NYI KREDIT
518. 1608 REGIONAL'NYI KREDITNYI BANK
519. 2652 REGIONINVESTBANK
520. 3357 REGIONFINANSBANK
521. 2364 REZERV
522. 3205 RESTAVRATsIYaSTROIBANK
523. 3393 RIAL-KREDIT
524. 1221 RIB-SIBIR'
525. 3262 RINVESTBANK
526. 1909 RINGKOMBANK
527. 2717 RINK-BANK
528. 2272 ROSBANK
529. 1573 ROSDORBANK
530. 3137 ROSEVROBANK
531. 226 ROSINTERBANK
532. 3349 ROSSEL'HOZBANK
533. 324 ROSSIISKII KREDIT
534. 1354 ROSSIISKII NATsIONAL'NYI KOMMERChESKII BANK
535. 3204 ROSSIISKII PROMYShLENNYI BANK
536. 3257 ROSSITA-BANK
537. 328 ROSSIYa
538. 2813 ROSTOVSKII UNIVERSAL'NYI
539. 1705 ROSTPROMSTROIBANK
540. 101 ROS'
541. 2211 ROSENERGOBANK
542. 3324 RP SVMB
543. 2050 RSKB
544. 3076 RTB-BANK
545. 3401 RTS-BANK
546. 3129 RUBIN
547. 3098 RUBLEV
548. 2192 RUBLEVSKII
549. 2793 RUSICh TsENTR BANK
550. 2934 RUSSKIE FINANSOVYE TRADITsII
551. 2179 RUSSKII BANK RAZVITIYa
552. 2686 RUSSKII BANKIRSKII DOM
553. 2749 RUSSKII INVESTITsIONNYI BANK
554. 1793 RUSSKII INDUSTRIAL'NYI BANK
555. 1968 RUSSKII IPOTEChNYI BANK
556. 3123 RUSSKII MEZhDUNARODNYI BANK
557. 685 RUSSKII REGIONAL'NYI BANK
558. 1073 RUSSLAVBANK
559. 2313 RUSSOBANK
560. 704 RUS'
561. 3073 RUS'-BANK
562. 2093 RUSYuGBANK
563. 3231 REB
564. 3101 SAMARSKII KREDIT
565. 330 SARATOV
566. 2048 SAROVBIZNESBANK
567. 224 SATURN
568. 1668 SAHALIN-VEST
569. 1857 S-BANK
570. 1481 SBERBANK ROSSII
571. 1743 SBERINVESTBANK
572. 2975 SVERDLOVSKII GUBERNSKII BANK
573. 1470 SVYaZ'-BANK
574. 1637 SDM-BANK
575. 2816 SEVERGAZBANK
576. 2264 SEVERINVESTBANK
577. 2083 SEVERNAYa KAZNA
578. 3317 SEVERNAYa KLIRINGOVAYa PALATA
579. 2398 SEVERNYI KREDIT
580. 2721 SEVERNYI NARODNYI BANK
581. 2768 SEVERO-VOSTOChNYI AL'YaNS
582. 2506 SEVERO-VOSTOChNYI INVESTITsIONNYI BANK
583. 106 SEL'MAShBANK
584. 2606 SEMBANK
585. 2720 SETEVOI NEFTYaNOI BANK
586. 323 SIBAKADEMBANK
587. 2604 SIBIRSKII ENERGETIChESKII BANK
588. 2787 SIBIRSKOE SOGLASIE
589. 170 SIBIR'
590. 3042 SIBIR'GAZBANK
591. 2949 SIBKUPBANK
592. 2015 SIBSOTsBANK
593. 208 SIBES
594. 392 SIGMA
595. 653 SIMBIRSK
596. 2884 SINERGIYa
597. 2838 SINKO-BANK
598. 1904 SIR
599. 2846 SISTEMA
600. 3194 SITI INVEST BANK
601. 2557 SITIBANK
602. 1957 SKA-BANK
603. 705 SKB-BANK
604. 383 SLAVYaNSKII BANK
605. 2960 SLAVYaNSKII KREDIT
606. 1121 SMOLEVICh
607. 2029 SMOLENSKII BANK
608. 1376 SNEZhINSKII
609. 1317 SOBINBANK
610. 558 SOVETSKII
611. 2302 SOVINKOM
612. 963 SOVKOMBANK
613. 2923 SODRUZhESTVO
614. 2830 SOKOLOVSKII
615. 1329 SOLID BANK
616. 554 SOLIDARNOST'
617. 2931 SOOTEChESTVENNIKI
618. 2867 SOFIYa
619. 1827 SOTsGORBANK
620. 1132 SOTsINVESTBANK
621. 2553 SOTsKREDITBANK
622. 1271 SOChI
623. 232 SOChIGAZPROMBANK
624. 2307 SOYuZ
625. 3236 SOYuZNYI
626. 236 SPETsSTROIBANK
627. 2207 SPURT
628. 1071 SPUTNIK
629. 2876 STABEK
630. 1288 STAVROPOL'PROMSTROIBANK
631. 1003 STANKOBANK
632. 1050 STAROOSKOL'SKII AGROPROMBANK
633. 2657 STARYI KREML'
634. 2948 STELLA-BANK
635. 2940 STROIBANK
636. 1667 STROIVESTBANK
637. 404 STROMKOMBANK
638. 3397 STRUKTURA
639. 2999 SUDOSTROITEL'NYI BANK
640. 2023 SUNZhA
641. 1338 SUPERBANK
642. 588 SURGUTNEFTEGAZBANK
643. 684 SURGUTSKII TsENTRAL'NYI KOMMERChESKII BANK
644. 1249 TAATTA
645. 2304 TAVRIChESKII
646. 3136 TAGANROGBANK
647. 1635 TAGILBANK
648. 2085 TAIDON
649. 826 TAL'MENKA-BANK
650. 1312 TAMBOVKREDITPROMBANK
651. 1951 TANDEM
652. 459 TARHANY
653. 728 TATAGROPROMBANK
654. 1732 TATINVESTBANK
655. 3058 TATFONDBANK
656. 3180 TVERSKOI GORODSKOI BANK
657. 256 TVER'
658. 777 TVER'UNIVERSALBANK
659. 1586 TETRAPOLIS
660. 1378 TIHOOKEANSKII VNEShTORGBANK
661. 2507 TOL'YaTTIHIMBANK
662. 1720 TOMSKPROMSTROIBANK
663. 2560 TOMSK-REZERV
664. 933 TORZhOKUNIVERSALBANK
665. 2210 TRANSKAPITALBANK
666. 2142 TRANSKREDITBANK
667. 3174 TRANSPORTNYI
668. 2807 TRANSSTROIBANK
669. 2783 TRAST
670. 3279 TRAST
671. 2741 TRAST KAPITAL BANK
672. 2499 TRASTKOMBANK
673. 3061 TRETII RIM
674. 1202 TUVAKREDIT
675. 2382 TUL'SKII PROMYShLENNIK
676. 2712 TUSAR
677. 2764 TEMBR-BANK
678. 917 TYuMEN'AGROPROMBANK
679. 2419 TYuMEN'ENERGOBANK
680. 2997 UGLEMETBANK
681. 2447 UDMURTINVESTSTROIBANK
682. 1764 UDMURTSKII PENSIONNYI BANK
683. 1300 UIK-BANK
684. 2435 UMUT
685. 2525 UNIVERBANK
686. 2565 UNIVERSAL
687. 3021 UNIVERSALSTROIBANK
688. 3409 UNIVERSAL'NYI BANK SBEREZhENII
689. 2654 UNIFIN
690. 667 URAIKOMBANK
691. 1522 URALVNEShTORGBANK
692. 1626 URALLIGA
693. 153 URALPRIVATBANK
694. 2964 URALPROMBANK
695. 2275 URALSIB
696. 812 URALTRANSBANK
697. 1370 URALFINANS
698. 3119 URALFINPROMBANK
699. 3326 URAL'SKAYa RASChETNAYa PALATA
700. 429 URAL'SKII BANK REKONSTRUKTsII I RAZVITIYa
701. 2519 URAL'SKII KAPITAL
702. 1441 URAL'SKII MEZhREGIONAL'NYI BANK
703. 2523 URAL'SKII TRASTOVYI BANK
704. 249 URAL'SKII FINANSOVYI DOM
705. 1829 URAN
706. 1663 UHTABANK
707. 2647 FEDERAL'NYI BANK INNOVATsII I RAZVITIYa
708. 3071 FEDERAL'NYI DEPOZITNYI BANK
709. 2542 FIA-BANK
710. 3288 FINANSOVYI KAPITAL
711. 2157 FINPROMBANK
712. 533 FLORA-MOSKVA
713. 2989 FONDSERVISBANK
714. 209 FONON
715. 1885 FORA-BANK
716. 2063 FORBANK
717. 2208 FORShTADT
718. 1049 HAKASSKII MUNITsIPAL'NYI BANK
719. 3064 HANSABANK
720. 2092 HARD-BANK
721. 1114 HIMIK
722. 2673 HIMMAShBANK
723. 316 HKF BANK
724. 3283 HLEBNYI
725. 1812 HLEBOBANK
726. 254 HLYNOV
727. 3030 HOLDING-KREDIT
728. 503 HOLMSK
729. 3037 TsENTRAL'NO-AZIATSKII
730. 2225 TsENTR-INVEST
731. 121 TsENTROKREDIT
732. 2991 TsENTURION
733. 2627 TsERIH
734. 485 ChELINDBANK
735. 493 ChELYaBINVESTBANK
736. 655 ChELYaBKOMZEMBANK
737. 1339 ChITAPROMSTROIBANK
738. 1280 ChUVAShKREDITPROMBANK
739. 1284 ShUMERLINSKII
740. 2765 EKONATsBANK
741. 1319 EKONOMBANK
742. 2798 EKONOMIChESKII SOYuZ
743. 2011 EKOPROMBANK
744. 2998 EKSPOBANK
745. 3085 EKSPRESS-VOLGA
746. 210 EKSPRESS-KREDIT
747. 3237 EKSPRESS-TULA
748. 3052 EKSTROBANK
749. 1025 EL BANK
750. 488 ELEKTRONIKA
751. 1399 ELITA
752. 3006 ELKABANK
753. 1950 ELLIPS BANK
754. 2267 EL'BIN
755. 538 ENGEL'SBANK
756. 67 ENERGOBANK
757. 1307 ENERGOTRANSBANK
758. 1988 ENO
759. 2856 ERGOBANK
760. 1991 ESIDBANK
761. 2317 ETALONBANK
762. 457 YuGBANK
763. 2772 YuG-INVESTBANK
764. 414 YuGO-VOSTOK
765. 880 YuGRA
766. 2409 YuZhNYI REGION
767. 3015 YuZhNYI REGIONAL'NYI BANK
768. 2478 YuZhNYI TORGOVYI BANK
769. 2771 YuNIASTRUM BANK
770. 2586 YuNIKOR
771. 3355 YuNION-TREID
772. 2848 YuNITBANK
773. 1060 YaDRINSKII
774. 2555 YaPY KREDI BANK MOSKVA
775. 2564 YaRINTERBANK
776. 2906 YaROSLAV
777. 1093 YaROSLAVICh
778. 1415 YaROSLAVSKII ZEMEL'NYI BANK
779. 828 YaRSOTsBANK

FOR MORE VISIT-http://www.cbr.ru/
http://www.russiabankingnews.com/

Banking in Italy

Banking in Italy has, as of 11 October 2008, an average leverage ratio (assets/liabilities) of 12 to 1, while the banks's short-term liabilities are equal to 86% of the Italian GDP or 43% of the Italian national debt.

This is a list of Italian banks ranked by market capitalization.

Rank	Company	Market Capitalisation (Euro)
1	Unicredit - Capitalia	81.39 billion
2	Intesa Sanpaolo	69.2 billion
3	Mediobanca	12.38 billion
4	Ubi Banca	11.5 billion
5	Banco Poplare	11.34 billion
6	B Monte Paschi Siena	11.32 billion
7	B Carifirenze	5.3 billion
8	Banca Pop. Milano	4.3 billion
9	Banca Carige	3.9 billion
10	Credito Emiliano	2.8 billion

FOR MORE VISIT--http://www.nytimes.com/2008/10/11/business/worldbusiness/11charts.html?_r=2&partner=rssnyt&emc=rss&referer=sphere_related_content&referer=sphere_related_content&oref=slogin

Banking in Israel

Banking in Israel has its roots in the Zionist movement in the beginning of the 20th century prior to the establishment of the State of Israel in 1948. The World Zionist Organization established the Anglo-Palestine Bank in 1903 (which later was renamed to Bank Leumi). The two largest banks control over 60% of the banking activity and the top five over 90%.

Most of the banks were nationalized when their stocks collapsed in the 1983 bank stock crisis. Since then the government has sold much of its bank stock holdings, but still remains a large stock holder in many of the now privately held banks. The government sold Bank Hapoalim in 1996 and HaMizrachi in 1998. The government also sold a major part of its stock in Discount bank in 2006, and of Leumi in 2005.

FOR MORE VISIT--http://www.bankisrael.gov.il/abeng/1-9eng.htm

Banking in India

Banking in India originated in the last decades of the 18th century. The oldest bank in existence in India is the State Bank of India, a government-owned bank that traces its origins back to June 1806 and that is the largest commercial bank in the country. Central banking is the responsibility of the Reserve Bank of India, which in 1935 formally took over these responsibilities from the then Imperial Bank of India, relegating it to commercial banking functions. After India's independence in 1947, the Reserve Bank was nationalized and given broader powers. In 1969 the government nationalized the 14 largest commercial banks; the government nationalized the six next largest in 1980.

Currently, India has 88 scheduled commercial banks (SCBs) - 27 public sector banks (that is with the Government of India holding a stake), 29 private banks (these do not have government stake; they may be publicly listed and traded on stock exchanges) and 31 foreign banks. They have a combined network of over 53,000 branches and 17,000 ATMs. According to a report by ICRA Limited, a rating agency, the public sector banks hold over 75 percent of total assets of the banking industry, with the private and foreign banks holding 18.2% and 6.5% respectively.

FOR MORE VISIT--http://www.rupeetimes.com/news/personal_loan/private_banks_in_india_score_over_public_sector_banks_1249.html

http://www.dnb.co.in/topbanks/foreword.asp

Banking in Canada

Banking in Canada is one of the most efficient and safest banking systems in the world,^[1] ranking as the world's soundest banking system according to a 2008 World Economic Forum report.^[2] According to the Department of Finance, Canada’s banks, also called chartered banks, have over 8,000 branches and almost 18,000 automated banking machines (ABMs) across the country.^[3] In addition, "Canada has the highest number of ABMs per capita in the world and benefits from the highest penetration levels of electronic channels such as debit cards, Internet banking and telephone banking".

In everyday commerce, the banks in Canada are generally referred to in two categories: 1) the five large national banks and 2) smaller second tier banks (notwithstanding that a large national bank and a smaller second tier bank may share the same legal status and regulatory classification - see Safety and Soundness below.)

The five largest banks in Canada are the Royal Bank of Canada, the Toronto Dominion Bank, the Bank of Montreal, the Bank of Nova Scotia, and the Canadian Imperial Bank of Commerce. Notable second tier banks include the National Bank of Canada, the Mouvement Desjardins (technically not a bank but an alliance of credit unions), HSBC Bank Canada, and ING Bank of Canada. These second tier organizations are largely Canadian domestic banking organizations. Insurance companies in Canada have also created deposit-taking bank subsidiaries. For a complete list of institutions see: List of banks in Canada

FOR MORE VISIT--http://laws.justice.gc.ca/en/notice/index.html?redirect=%2Fen%2FB-1.01%2Findex.html

http://www.osfi-bsif.gc.ca/

Banking in Australia

the Banking industry in Australia was tightly regulated. Until as recently as the 1980s, it was virtually impossible for a foreign bank to establish branches in Australia; consequently Australia had very few banks when compared with such places as the United States or Hong Kong. Moreover, banks in Australia were divided into two distinct categories, known as saving banks and trading banks. Saving banks paid virtually no interest to their depositors and their lending activities were restricted to providing mortgages. Trading banks were essentially merchant banks, which did not provide services to the general public.

Because of these and numerous other regulatory restrictions on banks, other forms of non-bank financial institutions (NBFI) flourished in Australia, such as the building society and the credit union. These were subjected to less stringent regulations, could provide and charge higher interest rates, but were restricted in the range of services they could offer. Above all, they were not allowed to call themselves "banks".

Originally the role of central bank was performed by the Commonwealth Bank of Australia, then a government-owned but essentially commercially-operated banking organization. This arrangement caused some discomfort for the other banks, and as a result the central bank function was transferred to the newly-created Reserve Bank of Australia in 1961.

Currently, the Australian banking sector is dominated by four major banks: Australia and New Zealand Banking Group, Commonwealth Bank of Australia, National Australia Bank and Westpac Banking Corporation.

The Australian government has a "four pillars" policy that prevents mergers between the four major banks. This is long-standing policy rather than formal regulation, but it reflects the broad political unpopularity of bank mergers. A number of leading commentators have argued that the "four pillars" policy is built upon economic fallacies and works against the nation's better interests.

FOR MORE VISIT-http://www.abc.net.au/money/currency/features/feat3.htm
http://www.banks.net.au/banks-and-fees.html

Bank

A banker or bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money.

The first modern bank was founded in Italy in Genoa in 1406,^{[citation needed]} its name was Banco di San Giorgio (Bank of St. George).

Many other financial activities were added over time. For example banks are important players in financial markets and offer financial services such as investment funds. In some countries such as Germany, banks are the primary owners of industrial corporations while in other countries such as the United States banks are prohibited from owning non-financial companies. In Japan, banks are usually the nexus of cross share holding entity known as zaibatsu. In France "Bancassurance" is highly present, as most banks offer insurance services (and now real estate services) to their clients.

FURTHER MORE --http://www.asiaing.com/a-guide-to-the-national-banking-system.html

Yousser Company for Finance and Investment

Bayt al-Mal utilizes the Yousser Company for Finance and Investment to secure loans and finance business deals for Hezbollah companies. The organization is located in Lebanon.

According to Mr. Stuart Levey, U.S. Department of Treasury's Under Secretary for Terrorism and Financial Intelligence (TFI),"Yousser Company for Finance and Investment functions as Hezbollah's unofficial treasury, holding and investing its assets and serving as intermediaries between the terrorist group and mainstream banks."

Hard money lender

Hard money lenders are lending companies offering a specialized type of real-estate backed loan. Hard money lenders provide short-term loans (also called a bridge loan) that provide funding based on the value of real estate that has been collateralized for the loan. Hard money lenders typically have much higher interest rates than banks because they fund deals that do not conform to bank standards.

Hard money lenders will offer a range of requirements on the loan-to-value percentage, type of real estate and minimum loan size for a hard money loan.

Hard money lenders may serve a regional market, or may offer loans nationwide. Some hard money lenders are represented by brokers who may take a percentage of the loan (called points) in exchange for preparing and submitting the loan documentation (as well as finding a direct lender). Other hard money lenders deal directly with applicants. Other ways hard money lenders may vary include: charging application fees (some charge, others charge fees only when closing); prepayment penalties (some or none); and a focus on investment properties or a willingness to finance owner occupied property as well.

Several online directories offer links to multiple hard money lenders for brokers or borrowers seeking a lender.

County Bank

A County Bank is a kind of financial institution with the purpose of boosting rural economic development, which has developed in China since 2005.

In 2007, China Banking Regulatory Commission promulgated “The Temporary Rule of County Bank”, in which the establishment process, organization and structure, as well as business scope of a county bank are specified.

Afterwards, CBRC further published two rules with detailed requirements on county banks, namely "Notice on Printing and Distributing the Guidelines for Examination and Approval of the Establishment of County Banks" and "Notice on the Relevant Policies for County Banks, Loan Companies, Rural Mutual Cooperatives and Small Loan Companies".

Up to October 31, 2008, there are 62 county banks opened in China according to CBRC's report.

Pollock v. Farmers' Loan & Trust Co.

Pollock v. Farmers' Loan & Trust Company, 157 U.S. 429,^[1] aff'd on reh'g, 158 U.S. 601^[2] (1895) was an important Supreme Court of the United States case in which the court ruled that the unapportioned income taxes on interest, dividends and rents imposed by the Income Tax Act of 1894 were, in effect, direct taxes, and were unconstitutional because they violated the rule that direct taxes be apportioned.


FOR MORE VISIT--http://caselaw.lp.findlaw.com/scripts/getcase.pl?court=US&vol=157&invol=429
http://caselaw.lp.findlaw.com/scripts/getcase.pl?navby=case&court=us&vol=158&page=601

E-Loan

E-LOAN, Inc. is a nationwide financial services company that offers high yield savings accounts and certificates of deposit (CDs) through Banco Popular North America (BPNA), a New York state chartered bank that is the direct parent company of E-LOAN (i.e. E-LOAN is a wholly-owned subsidiary of BPNA). BPNA is a member of the FDIC (Federal Deposit Insurance Corporation) which insures bank deposits up to $250,000. It is also a wholly owned subsidiary of Puerto Rico-based Popular Financial Holdings, Inc.

E-LOAN also provides access to several lending partners that may be able to assist customers in obtaining home purchase loans, mortgage refinance, home equity loans, car loans, student loans, business financing, unsecured loans, and free credit reports. Headquartered in Pleasanton, California, the company has been operating since 1997.

FOR MORE VISIT--https://savings.eloan.com/savings